I've Got Bad Credit
- Should I Forget About Applying For A Car Loan?
do you think benefits from car loans? If you are like a
lot of people you're probably thinking of folks who have good
credit score and plenty of surplus cash at their disposal to
cover their car loan payments each month.
But while this covers some of us, a lot of people don't fall
into this group at all. In fact since the recession came
along, more and more of us are struggling to make ends meet.
Even if you are managing on a daily basis you may have debts
and arrears gleaned from those recessionary times that are
hanging onto you and only gradually being paid off.
Lots of things can cause your credit score to take a hit, and
there is no doubt that a lot of people went through this very
experience during the rough times. But even when you come out
the other side and you are firmly on your feet again, it can
take your credit score a little while to catch up.
Now let's suppose the car sitting outside your house right now
is a little beat up and on its last legs (or wheels). You know
you can't do without a car, but your credit score doesn't seem
to be looking healthy enough to allow you to buy another one.
So what do you do?
Perhaps surprisingly you can still go out and apply for an
auto loan if you need one to finance your next car. Lots
of people assume that because they have bad credit they can't
get the auto loan they need. All the doors will be slammed in
their face and they'll just have to save for the long term and
buy one whenever they can afford it but this isn't necessarily
Next Auto Approval specializes in providing auto loans for
people with bad credit. We know that not everyone has a
spotless credit record and we cater for just those people who
may not come up with the money elsewhere. The interest rates
will vary of course but they could be more reasonable than you
The fact is that Next Auto Approval has a 98% acceptance rate,
provided you meet a few simple and straightforward conditions
beforehand. For instance if you don't have any form of income,
you obviously won't be able to apply for your loan. But if you
have a minimum level of income you'll be accepted provided you
meet those other conditions as well.
This opens up the car buying market for those people who
probably need it the most. It would be superb to just be able
to go out and buy a brand new car whenever you needed to, but
after the recession, 'savings' is a word that is alien to most
of us who are simply trying to make ends meet.
So don't discount the idea of getting another car today. Even
if you have bad credit you can still make it happen.
Is There Really Such A Thing As
A 100% Acceptance Rate For Auto Loans?
How do you feel when you are
thinking about applying for a loan? The chances are you will
probably feel nervous and unsure of what the potential result
could be. If you've got good credit you will probably be
fairly sure of acceptance before you even apply. But what if
your credit score has taken a battering in recent months?
Would you still be so sure of being accepted for the auto loan
you desperately need?
This is where it pays to take a step back and think about your
situation before you apply for anything. You'll no doubt be
attracted by the lowest rates for auto loans that are
advertised over and over again. But these rates are generally
only available to those who have great credit scores. If yours
doesn't match up you'll probably be rejected ' but the
application will still be recorded on your credit history.
So we can see that completing the right application is
enormously important ' especially if your credit record isn't
that great. If only you could be guaranteed acceptance.
Wouldn't that solve all your problems?
It certainly would ' and luckily if you pick Next Auto
Approval you are in luck. Not only do we have a very high
acceptance rate, we know we can get you the best rates
possible in your area. We know that not everyone has a
spotless credit history and we aim to help those who still
need to get a car loan.
Now you're probably wondering whether bankruptcy would count
you out. After all that's a fairly serious situation to be in.
The truth is that if you go with Next Auto Approval you'll
have little to worry about. We focus on offering a wide range
of products to all of our customers. We will find the right
product for the right person in each case, and it's this
service that leads to the 98% acceptance rate we advertised.
Provided you read through our conditions and you can tick all
the boxes in the right places, you'll be approved for the auto
loan you are looking for. This will put you within reach of
the car you really need.
So don't doubt your ability to get an auto loan. It could be a
lot easier to arrange than you think.
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